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Auto Insurance in Florence and Columbia, SC

Securing Drivers in Florence, Myrtle Beach Columbia, Greenville/Spartanburg SC

Auto Insurance

Driving is something that most of us do. It’s a necessity that engenders sometimes unavoidable risk, and because of this risk, we need specialized protection.  At Aiken & Co. we have a comprehensive auto insurance program through which we write broad and flexible policies, and these policies keep South Carolina drivers secure for the right price.  

Our agents have decades of experience insuring drivers, know local markets and demands;  combined with vast coverage options by our numerous carrier partners, our agents can help you find the solution that fits you best. 

Specialized Coverages tailored to your Needs

At Aiken & Co. we find the right blend of coverage and cost that you receive the best deal while remaining protected.  We assess your needs and match these needs with coverages that are most appropriate.  Our goal is not to sell you one-and-done insurance; we want to find an ideal solution to your driving needs.  This means giving you the most coverage at the lowest possible price.

Your coverage options include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

South Carolina has minimum auto insurance standards that every driver must meet, and our policies meet these standards unilaterally.  However, the coverage required to meet state minimum standards is not much, and the protection that this kind of coverage is lacking for most drivers.  We recommend strongly that all drivers purchase insurance that exceeds state minimums.  

We’ll help you get the coverage you need but we’ll also help you save.  We’ll identify and help you take advantage of exclusive benefits and discounts.  If you can combine your home and auto insurance, these benefits and discounts grow beyond what we can give you through just auto insurance.  Contact an agent or see our home & auto insurance page to find out more.  

How do you find the Right Coverage?

Rates are affected by many factors, including those related to where you live, your marital status, and/or your driving history.  Below are some of the factors we consider when helping your determine your rates, limits, and deductibles.  

  • Gender and age
  • Marital status
  • Geographic location of residence
  • Credit score
  • Profession
  • Safety rating
  • Vehicle size
  • Age of vehicle
  • Likelihood of theft
  • Driving history

Most auto insurance is affordable and does not represent a large expenditure.  However, depending on the factors above and the limits you want, your coverage can rise in cost above average.  We will work with you to keep your costs low and to deliver complete protection, but in order to secure yourself completely from risk; you may need to pay a little more than the average driver.  

If you have a high-value vehicle, please contact our High Net worth (HNW) department by calling the number at the top right corner of the screen.  Staff in this department can give you information that will help you find the right solution.

Why work with Aiken & Co.?

We work with different carriers to give you the most options; we provide personalized services, and we review policies annually.  We also stay in contact with clients about their coverage and we provide superior claims and risk management.  

We also offer flexible payment plans that include monthly payment options, direct drafts or EFTs from banks or other financial institutions, and deductions from debit and credit cards.  We’re always available when needed and we even have an app that you can use on iPhones and Android phones.  

We’re passionate about delivering the best insurance experience we can, and we combine our knowledge and skills with our ability to relate easily to people to ensure that we deliver this experience every time.

If you would like to know more or speak with an agent, please contact us or give us a call.  You can also request a quote to start on a policy. 

Aiken & Co. is proud to provide car insurance in Florence, Columbia, Greenville, Myrtle Beach, Charleston, and Darlington, SC.  We also serve other areas in the state.

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Our Location

Aiken & Co Insurance

Aiken & Co Insurance

221 S. Warley St.
Florence, SC 29501
Main office: 843-665-7555
Toll free: 800-275-5719
Fax: 843-665-0812

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.